Rhode Island & southeastern Massachusetts
Plan title work with Balkun for a purchase or refinance in Rhode Island or a selected Massachusetts community. A review of available ownership records helps the closing team identify matters to address, the documents to request and the professionals who need to be involved.
A property’s records can contain mortgages, liens, easements, prior transfers and other matters affecting ownership. The search and examination process helps the closing team identify requirements and questions. A clean-looking home is not evidence of a clear ownership history.
The next step depends on the document and the transaction. The team may need a payoff, a recorded release, clarification of a prior deed, or review by counsel or the insurer. Share known title concerns early so the appropriate people can establish what is needed.
Title work is not a home inspection or a boundary survey, and it cannot guarantee that every risk will be discovered. Ask what records are being reviewed and how exceptions or unresolved matters will be addressed. The time needed depends on the property, available records and the issues identified.
Tell the team the property address, the city or town where it is located and the purpose of the transaction. Mention any known ownership changes, existing mortgages, access concerns or recorded documents you want explained. Ask which records and authorizations should be supplied and how to deliver them securely.
Keep title and escrow questions distinct: the title review concerns the ownership record, while questions about transaction funds concern who holds money and when it can be released. A title search also differs from a mortgage servicer's ongoing taxes-and-insurance escrow account. Confirm the scope of each service rather than assuming a single search answers every property or payment question.
For general guidance, see CFPB: Shopping for title insurance and closing services. For coverage, rely on the specific policy and the insurer’s explanation.
Planning a local transaction? See our Cranston title and closing services, Johnston title and closing services, East Greenwich title and closing services and Cumberland title and closing services for property-specific preparation, then contact the team about your closing.
Tell Balkun about the property and the title work your transaction needs.
Use the existing inquiry route for general questions. Call the office for the appropriate secure document or title-order instructions.
Ask a title-search questionMore clarity, one guide at a time
A title search examines the property's record history. Understand the findings, the limits and the follow-up questions that matter before signing.
Read the guide : What a title search can—and cannot—tell youLearn how ownership, document and lien issues differ, and how to turn a title finding into a clear next step.
Read the guide : Common title defects to address before closingA recorded right can affect access, utilities or your plans for the land. Learn which documents and professionals can help you understand it.
Read the guide : Buying property with an easement: questions to ask firstBefore you get started
Clear answers to help you take the next step.
Ask us a questionTitle work examines records within its scope. It does not replace a boundary survey or property inspection. Share access, fence or improvement questions early so the team can identify whether a surveyor, attorney or another professional should review them.
The response depends on the document and transaction. Ask what needs clarification, who is responsible for the next step and what evidence will show that the requirement has been addressed. The team may need additional records or review by an attorney or insurer before the file can move forward.
Start with your name and email. The quote form also has optional space for the property address and a message. If you know whether you are buying, selling or refinancing, include that so the team can identify what else is needed.
Request a closing quoteA lender’s policy protects the lender’s interest. An owner’s policy protects your ownership interest against covered risks, subject to its terms and exceptions. Ask which policies and charges are included in your quote.
Compare the two policiesYou can generally shop for title and closing services. For a financed purchase, ask your lender which services you can choose and review the providers and charges in your Loan Estimate. Coordinate your selection early with the professionals handling your transaction.
What to ask when choosing a companyBalkun has offices in Warwick, Rhode Island, and Fall River, Massachusetts. Confirm your assigned office, appointment and signing arrangements with the team before visiting.
Contact details and office locationsCall a trusted number you independently verified to confirm payment instructions. Do not rely on an email announcing a last-minute change. For identification, financial records or closing packages, ask the office for its approved secure delivery route.
Read the closing funds safety guideLet’s talk about your closing
